Moral hazard is increasingly commonplace. Moral hazard happens when people make decisions that involve risk while they are protected from the risk. Gambling with other people’s money is a moral hazard. So is gambling with other people’s lives. Susan Sarandon’s glib disregard for the lives of immigrants, the poor, people who might lose health insurance and people of color when she encouraged risking a Trump presidency to “heighten the contradictions” is an example of moral hazard. She’s a white woman who won’t be deported or be killed by the police because she forgot to use her turn signal. She’s wealthy and does not risk homelessness or loss of health insurance. It was easy for her to contemplate disaster because other people lose, not her.
The recent bill repealing the ACA that Congressional Republicans passed without one vote to spare is an example of moral hazard. They exempted their health insurance coverage from the provisions that strip protections from the American people. There is no clearer example of moral hazard than that. Their bill brings back lifetime limits and pre-existing condition exclusions by allowing states to opt out of national standards. Of course, states with poor quality state government will immediately rush to opt out. People living in states with good government are not safe, though, because their repeal encourages a race to the bottom by allowing insurance to be sold across state lines so states who are in the pockets of the insurance companies like Georgia and Alabama can allow worthless insurance to be sold to employers in states who attempt to protect their people from predatory corrupt insurance companies like Golden Rule.
I am behind on so much blogging work, but right now I’m lazy so I thought I would just sit around my house and do nothing.
Well, that’s something, anyway, right?
Gidge is Wearing:
Body: -Belleza- Freya
Skin: The Skinnery NORA – Collabor88
Clothes: -Pixicat- Tova.Belt (Freya) COLLABOR88
-Pixicat- Tova.Body (Freya)COLLABOR88
-Pixicat- Tova.Boyfriend Jeans (Freya)COLLABOR88
Head: .LeLutka.Chloe.HUD 2.6
Eyes: Banana Banshee
Hair: Exile:: Can’t Stop The Feeling
Shape: Juicy – Meghan Shape GIDGE Edit // LeLutka Simone Bento (new)
Planters: The Plastik Collabor88
Chair: Kalopsia COLLABOR88
Rug: Kalopsia COLLABOR88
I woke up full of energy and right about then I realized I had new goodies from RC Cluster to provide some MUCH needed activity in my SLIFE! I’m out hunting butterflies in my beautifully landscaped islet this morning. Thanks for the greenery Cajsa! Continue reading
This sign, a riff on the Borg’s mantra,made me laugh. I always just point out the Borg dies in the end. But I laugh because where I grew up, we competed against Fertile in sports and other competitions. More amusingly, Fertile happens to be just about 25 miles from Climax, another town we competed against. When you’re in high school, such things are hilarious and even to this day, pranksters add distance to Fertile signs to the “You are Entering Climax” sign and vice versa. By the way, whoever ordered “You are entering Climax” is my hero. That sign is gone now, replaced by the much less amusing “Climax Pop. 300” sign. Not that we weren’t without our own embarrassing names. A few miles out of town, there used to be a glorious road sign, “Bullshit Valley, Next Left” That was the name of the valley. That was the sign. When I was home this summer, I saw it has been “cleaned up” and now reads, BS Valley. I was disappointed. I did not live in Bullshit Valley, alas, and my dad only took that left hand turn every few years just because it was a pretty route, though it was gravel not tar. The road to Bullshit Valley is paved now. I am sure there’s a metaphor there somewhere.
It is Election Day at long last. Elections in America are far too long and of course, the campaigns in the commentariat are even longer. After all, there’s already speculation and talk about 2020 before 2016 is decided, because the media would rather talk horse races than policy.
This is the first truly existential election since 1860. People who complain that the election is not about issues this year are wrong. It’s just that the issues on the ballot are not the issues we are used to voting on—whether we are a free country or an authoritarian one, whether the United States controls it foreign policy or follows the dictates of a former KGB agent, and whether we want to continue as a democratic republic or are ready to just give it all up and hand it over to a despot. Thwse are the issues of this election and they could not be more important.
I am wearing suffragette white even though I voted two weeks ago. I am excited to be electing the first woman president. I wish the election were about her policies in competition with his, but it is not. This is not an election about marginal tax rates, health care policy and higher education funding. It is not about traditional issues. It is about our humanity.
I am wearing a delightful white leather jacket from Pixicat for Collabor88 over a fun sports bra and pants from Azuchi. The Pixicat Night Jacket has a hud to allow color changes. It can be bi-color as well. I love the details on the pants. On a side note, I have been reading The Best Nature and Science Writing of 2016 and it included a great article from Racked on the science and engineering in developing sports bras. You should check it out, “Why Are Sports Bras So Terrible?” Fortunately in Second Life® if the sports bra fails to provide enough support we can just adjust the physics layer. If only it were so in real life.